When a severe storm or other disastrous event hits your area, your building can bear the brunt. Roofs, in particular, are prone to damage. Whether the catastrophe is a hailstorm, a tornado, an earthquake or something else, it is crucial to have your roof promptly inspected by a professional roofer to assess whether any damage has been done. If problems are discovered, filing a commercial roof insurance claim will be the next step.
Insurance claims of any kind can be complicated. When the claim relates to a damaged roof, an experienced roofing contractor can help you navigate the process.
While, in general, insurance companies will usually deal fairly when an insurance claim is made, there are always exceptions—a couple examples are when an adjuster doesn’t deal reasonably, or the payout is less than the cost of fixing the roof and the building owner is left to make up the difference. A roofing professional with claims experience can help you avoid such situations and get the fair insurance settlement you deserve.
Be Prepared Ahead of Time
In addition to assisting with the actual claim and repairing your roof once the claim goes through, a good roofer can help you be prepared in advance. One of the most common reasons roof insurance claims are denied is for “preexisting damage.” If the insurance company believes your roof damage was not caused by the storm or other disastrous event but was, in fact, already there before the incident occurred, you may not get the insurance payout you need to fix your roof.
If, however, you have been working with a reputable roofing company and having your roof regularly inspected and maintained, you will be in much better shape when the time comes to file an insurance claim. When a roofer performs an inspection, thorough documentation is typically part of the process, and this documentation can help conclusively show that your roof damage was not preexisting.
For instance, if your roof was inspected in May and the roofer documented its condition, then in July a severe storm damages your roof, that documentation previously completed by the roofer will show the damage was not there during your last inspection. This greatly increases the likelihood that your claim will be approved.
Getting the Help You Need
For everything from inspections and ongoing maintenance to insurance claims help, it is crucial to have a reliable and knowledgeable roofer who will be there for the long haul. Too many horror stories exist among building owners regarding roofers who did shoddy work and then disappeared into the night, leaving the building owner to deal with the aftermath. But those who hire a roofer from among the Choice Roof Contractor Group benefit from group-wide accountability.
We’re a nationwide association comprised of highly rated roofers throughout the United States. Our members must meet stringent requirements to become part of the Choice Roof Contractor Group, including having a strong customer service record, possessing proper insurance, and more.
Choice Roof Contractor Group also has a great relationship with Voss Law Firm, which is a highly trusted firm specializing in insurance cases. When you need assistance with a roof insurance claim, one of our contractor members and the Voss Law Firm will work collaboratively to help you.
Professional Help is Just a Call or Click Away!
With Choice Roof Contractor Group, finding a commercial roofer is easy! To find a verified Choice Roof Contractor in your area, simply call our association at (800) 670-5583 or visit the contact page.